Stop putting stuff on credit cards you can't pay off.
Stop shopping while you're on the toilet.
Stop buying food or beverages from anywhere but grocery stores.
Stop using fashion to lie to other people that you're successful.
Stop driving cars that require premium gas.
Stop subscribing to more than one streaming service.
Stop going on vacations you can't afford.
Stop trying to cheer yourself up by buying stuff.
Stop being a financial victim.